(http://virtualmentor.ama-assn.org/2005/07/oped2-0507.html) is a 2005 article published in conjunction with the American Medical Association highlighting the obvious consequences of pushing Health Savings Accounts and High Deductible Insurance Policies.
As already discussed, begun as a cheaper alternative for those who are young and healthy in order to have some insurance, the plans are being pushed for everyone now as health insurance affordability has steadily declined.
As already discussed, the savings of tax free dollars in your health savings account will prove insufficient for those in need of significant medical services and then all you're left with is bad insurance.
In addressing the impact on visiting doctors, many will forego such visits to maintain balances in their health savings accounts.
Lose lose for consumers and this does not mean that those of us who feel that something is better than nothing won't buy the plans, it means while we're settling for bad don't neglect to take steps to pursue good, for yourself.
