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Sunday, February 8, 2009

Health Insurance: Keep It Simple: Write Your Congressman

We have written to our Congressmen. But are they listening? No.
They have given themselves a raise. They have bickered with one another. They have taken television time to blah blah and express how they feel our pain.
Meanwhile, in Virginia, a free clinic is offering doctor visits by lottery.

In the classic definition of a bureaucracy, our government has taken on a life of its own and so have its members.
Right now, today, write your Congressman and ask him/her why they still take their governmental health packages?

Keep it Simple today and explore a government benefits website. At the Federal level go to the Office of Personnel Management. There you'll read:

"The Federal Employees Health Benefits (FEHB) Program consists of different types of plans: Fee-for-Service with a Preferred Provider Organization; Health Maintenance Organizations; Point of Service; High Deductible Health Plans; and Consumer Driven Health Plans. How you obtain coverage or services and pay for it differs depending on the plan. However, benefits available under all plans include hospital care, surgical care, in-patient and out-patient care, obstetrical care, mental health and substance abuse care, and prescription drug coverage. There are no waiting periods or pre-existing condition limitations under the Program, even if you change plans."

If we don't insist that our public employees come on into the experience that the rest of us are living there will be no change.

It is time for slashing of Federal jobs, slashing of Federal benefits and a relentless expectation that our public employees start representing their public.