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Friday, November 16, 2012

Exercise: Insurance Companies Should Put Their Money Where Their Mouths Are

As part of the great American scam supporting all sorts of “wellness” and “preventive” services, (as I’ve said previously, a scam because these are FINITE costs inappropriate to be paying PREMIUMS for which are calculated by determining the RISK that an INSURER will have to pay for a specific treatment and spreading it around a POOL OF PEOPLE, and therefore charging PREMIUM MONEY to cover preventive and wellness costs that are FINITE is outside the business of “INSURANCE”), is a new study (funded how? By an insurance company, Kaiser Permanente) comes the headline, “Kaiser Permanente Study Finds Efforts to Establish Exercise as a Vital Sign Prove Valid,” (search Kaiser Permanente’s website from today, 11/16/12)exercise works to keep people healthier.

So what’s wrong with this picture? Still in the world of wellness and prevention, the services of exercise science physiologists with Master’s level education, as well as other tiers of exercise experts are NOT covered by health insurance. Instead? Kaiser Permanente will use the information to…you’ve got it, counsel patients about their lifestyles.

It’s time for companies like Kaiser Permanente to put their money where their mouths are, not on research that provides, “Uh, duh,” conclusions and “counseling” to support patients in exercising, but insurance coverage for treatment-oriented exercise programs.