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Sunday, November 24, 2013

Survey: What new Pre-Authorizations Must You Get?

This week I received a survey call regarding how I would vote for candidates based on Obamacare. It was an eye-opener in terms of what the poll was looking for which was what a politician from either party should campaign about that would make me more or less likely to vote for that candidate, or leave me unaffected, no change.

First, there were Republican questions: Should Republicans campaign for repeal, campaign for improvement of the law or campaign for repeal only in conjunction with a “better” plan.

Second there were the Democratic questions: Asking whether campaigning for extending timelines for effective dates of the law, extending provisions for me to “keep my old plan,” or supporting an “investigation” into what went wrong with the health exchange would encourage me to vote Democratic.

There was no room for a “choice” beyond the narrowly crafted answers to those questions because actually, regardless of what is said during a campaign, NEITHER side cares much about Obamacare except for their single-minded, uni-dimensional spoken goals which for Democrats is to get people to have insurance to boost numbers of the insured in the nation and for Republicans is to reduce the costs of entitlement programs.

That’s why all we’ll hear from Republicans is repeal. They don’t want these entitlements in place, except for Federal employee entitlements such as those subsidized by taxpayer dollars for their healthcare or those subsidized by taxpayers for veterans.

It’s also why all we hear from Democrats are nonsensical “timing” changes that push off the impact of the more Draconian measures of the healthcare law, they want numbers, people enrolled so that they can say, “It’s working.”

Noticeably absent is the treacherous impact of Obamacare that has begun to unfold and will continue through this year and into the next, the next and so on unless meaningful change is directed towards citizen goals: Affordable healthcare to which people have access in the event they’re sick. Everything else is noise to consumers.

Instead of being distracted by polls such as the one experienced above, it’s time for focus on what’s right before our faces. For instance, read through your plan concerning pre-authorization. Pre-authorization is one of those nifty insurance company tools for controlling the services that you have access to by controlling whether they’ll pay for those services.

Take special note of new pre-authorizations you’ll need for certain exams involving catscans or MRIs and specific prescriptions in order to avoid non-coverage by your insurance company for failure to get such pre-authorization.